How to connect your Raenest USD account to Stripe

For many years, Stripe has made receiving international payments accessible; however, getting those dollars into your hands efficiently is a separate step that often gets overlooked. If you’re receiving payments from clients abroad or selling services internationally, the last thing you want is to wait for funds or juggle multiple currency conversions across different platforms. 

Fortunately, there’s a solution: A Raenest USD account.

By linking your Raenest USD account to Stripe, you create a direct path to receive your Stripe payments, ready for use or transfer, without unnecessary intermediaries or hidden delays. 

In this guide, we’ll walk you through how to connect your Raenest USD account to Stripe and start receiving payments seamlessly. By the end, you’ll know exactly how to set it up so your earnings flow directly to you, ready to use whenever you need them.

Step 1: Create your Raenest USD account

• Start by creating a Raenest account if you don’t have one. You can get started via our website or download the Raenest App and sign up.
• Next, select your country of residence, enter your email address, and verify it with the OTP provided.
• Once that’s completed, from your dashboard, click on "Verify Now" to complete your profile. Submit a valid mode of identification, home address and your phone number.
• After your verification is approved, go to the accounts tab, tap "Get Account," select "USD account," and select "Continue".
• You’ll be prompted to provide the account purpose. Select how you plan to use the account (e.g., freelancer, remote professional) and confirm if you are receiving funds from clients or family.
• Once verified, you will receive your USD account details, including a routing number and account number, to receive payments worldwide.

Step 2: Connect your Raenest USD account to Stripe

With your Raenest USD account active, the next step is to connect it to Stripe so your international payments are deposited directly in USD. This ensures you avoid unnecessary currency conversions and can access your funds efficiently. Here’s how to do it accurately:

1. Log in to your Stripe dashboard.
2. Navigate to Settings → Bank accounts and scheduling (or Payout settings).
3. Click Add a new bank account.
4. Select USD as the payout currency.
5. Enter your Raenest USD account details exactly as provided:
   
   • Account number
   • Routing number / ACH details
   • Bank name and address
6. Verify the account with Stripe:
   
   • Depending on your setup, Stripe may attempt instant verification.
   • If instant verification isn’t supported, Stripe will make micro-deposits (small test payments) to the Raenest account. You’ll need to confirm the exact amounts in Stripe to complete the link.
7. Save your information once verification is complete.

Once the connection is verified, Stripe will deposit all future USD payouts directly into your Raenest account. At this point, your account is ready to receive payments reliably, and you have full control over your international earnings.

🔗ICYMI, here’s how to receive Stripe payments instantly with a Raenest USD card.

Step 3: Receive Stripe Payouts in Your Raenest USD Account

Once your Raenest USD account is linked and verified in Stripe, your USD earnings can flow directly into Raenest. Stripe handles deposits according to your payout settings, but you can also trigger manual payouts if you need funds sooner. Here’s what to know:

1. Automatic payouts:
   
   • Stripe deposits funds into your Raenest USD account based on the payout schedule you choose—daily, weekly, or monthly.
   • There’s no separate “withdraw” step in Raenest; once Stripe processes the payout, the funds are available in your account.
     
2. Manual payouts:
   
   • If you prefer to receive funds immediately, you can go to Stripe → Payouts → Pay out now to trigger a manual deposit.
   • The money will still be deposited into your Raenest USD account, just like a scheduled payout.
     
3. Accessing and managing funds:
   
   • Once in Raenest, you can hold your earnings in USD, convert to your local currency, or transfer to other accounts as needed.

Why you should receive international payments in USD with Raenest

Receiving your earnings in USD through Raenest gives you more control, transparency, and efficiency over your international payments. Here’s why it matters:

• Avoid unnecessary currency conversions: Payments received in USD remain in USD until you convert them. This helps you preserve the full value of your earnings and avoid hidden fees that can cut into your revenue.
• Invest in U.S. stocks directly: With a Raenest USD account, you can buy U.S. stocks and ETFs without juggling multiple apps or converting currencies. You get access to over 4,000 U.S. stocks and ETFs, and you can start investing with as little as $2. Raenest also gives you one commission-free stock purchase per month and provides AI-powered performance summaries to help you make smarter investment decisions. Here’s how Stocks work on Raenest.
• Faster access to funds: Stripe payouts in USD are deposited directly into your Raenest account according to your chosen payout schedule, or you can trigger a manual payout if needed. This eliminates waiting on local banks or intermediaries and ensures your money is ready when you need it.
• Simplified financial management: Keeping your international earnings in a single USD account makes it easier to track payments, reconcile invoices, and manage your finances across borders.
• Flexibility for global transactions: Once funds are in Raenest, you can hold them in USD, convert to your local currency, or transfer to other accounts worldwide—all from one platform.

Whether you’re freelancing, running a business, or selling online across Nigeria, India, the Philippines, Ghana, or beyond, having a Raenest USD account ensures your USD payouts are deposited directly, with fewer fees, and ready for use wherever you need them. Set up your Raenest USD account today and link it to Stripe to receive your international payments seamlessly.