The bank account built for global business

A modern business account that lets you send, receive, and manage money effortlessly —wherever you do business.

Backed and Trusted by

Global Business Bank Accounts

USD Accounts

Get a business checking account to receive ACH, domestic wire and SWIFT deposits all FDIC insured

GBP Accounts

Get an international bank account number
to receive CHAPS and instant deposits faster

EUR Accounts

Get an international bank account number
to receive SEPA instant and SEPA deposits faster

NGN Accounts

Get an international bank account number
to receive SEPA instant and SEPA deposits faster

Automate recurrent and single payments

Simplify your payment workflows with Raenest by automating payments to your entire network of suppliers, vendors, and employees.

Get started in minutes

Make the switch today

We’re available to walk you through a demo call to show you how Raenest can solve your business's financial needs.

Industries we currently serve

Fintech

Manage international transfers and treasury management efficiently.

Logistics

Pay global vendors and suppliers at the best fees and on time.

FMCG

Convert local currencies to USD, GBP, EUR to preserve against currency volatility.

Healthcare

Simplify cross-border payments for medical supplies and services

Marketing

Pay for marketing tools and ads with our cards, they work everywhere

Security you can rely on

International transfers made easy. Whether you’re sending to Africa, the US, Europe, or the UK, we’ve got you covered.

Compliant Transactions

Backed by local and international financial regulations.

Your Account

Receive payments securely with an account registered in your name

Anti-Fraud Measures

Proactive monitoring to secure
your money.

Our Success Stories

Raenest has been a super useful platform for us. We started to use them to pay staff and vendors right after they launched and it hasn't failed us one bit.

Seun Alley

Chief Executive Officer

Raenest has been a key part of our people stack! They unlock access to contractors in other African countries by facilitating seamless payments. Their service enables us to first convert money to the preferred currency of the contractor and then subsequently pay the contractor through their channel of choice.

Fola Folowosere

Chief Executive Officer

Tunga has been using Raenest to offer its employment services for our Nigerian team. We're delighted with the ease of use of the platform and the flexibility provided by the Raenest team, and they have become a crucial part of our local operations.

Reinier van Scherpenzeel

Chief Operating Officer

Raenest makes it easy to ensure our team and partners get paid, no matter the region of the world they work in. That’s very important for a company like ours that’s completely remote.

Chief Executive Officer

Frequently asked questions

Is Raenest a bank?

Raenest is a financial technology company and not a bank. Banking services are provided by Geegpay’s payment partners & banks who are authorised by the CBN, FCA, FDIC, and other regulatory bodies. Debit Card Services are issued by Raenest’s technology partners who are authorised by VISA and Mastercard to carry out card services. Raenest might refuse to open an account, verify or maintain an account that violates applicable laws and the Terms of Service.

How long does it take to get my bank account?

You’ll receive instant access to your account once you’ve submitted all required information and completed verification.

What's the fee for receiving in my bank account?

The fees for incoming transfers are determined on a case-by-case basis. For a detailed breakdown of charges, please consult our full fee schedule here~> fees

What's the fee for converting with in currency?

We don’t charge any conversion fees. You can view current exchange rates for major currencies free of charge on Raenest.

Can I use my USD account on Upwork, Deel, Fiverr, or Payoneer?

Yes, you can use your USD account to receive payments from any platform that supports USD bank deposits.

500-30 Wellington St. W, Financial district,  Box 129, Commerce Court Toronto, Ontario M5L 1E2

Terms & Conditions Privacy Policy

Raenest is a Financial Technology (FinTech) Company, not a Bank. Banking services are provided by Regent Bank, Member FDIC. Raenest is not FDIC insured. FDIC deposit insurance up to $250,000 per qualified customer account on a "pass-through" basis, for which certain conditions must be satisfied. FDIC insurance only covers the failure of Regent Bank, Member FDIC. The Raenest Debit Cards are issued by Regent Bank, Members FDIC, pursuant to licenses from MasterCard.

Raenest Inc. Canada is registered with FINTRAC as a Money Services Business (Registration No. 1443707-1). Registered Office: 212 King Street West, 6th Floor, Toronto, ON M5H 1K5.
Raenest Inc. is licensed by the Central Bank of Nigeria as an International Money Transfer Operator. Banking services in the UK are provided by Clear Junction Ltd, authorised and regulated by the Financial Conduct Authority (FCA) as an Electronic Money Institution. U.S. securities brokerage services are provided by Alpaca Securities LLC (“Alpaca Securities”), a member of FINRA and SIPC, and a wholly-owned subsidiary of AlpacaDB, Inc.