Receive money
Receive money in multiple currencies
You can now receive money in USD, EUR & GBP at the best rates from ACH, Domestic Wire or Swift faster than ever.
U.S checking and home-country accounts
Manage your U.S. checking account and home-country account in one simple app. Receive ACH and wire deposits, make local U.S. transfers, and send instant payouts back home.
Virtual and physical USD card
Get a virtual and physical USD card that works globally — online or in-store. Add it to Apple Pay or Google Pay for seamless, secure payments wherever life takes you. Every swipe earns cashback rewards, so your everyday spending goes even further.
Send Money Home
Send funds to your home country quickly and affordably — with competitive FX rates and instant delivery. Whether it’s family support, bills, or business, Raenest makes every transfer feel close to home.
Receive your first payment
1
Open the Raenest app
Log in to your account.
2
Share account number or
payment link
A quick and secure verification process. This is important to help you keep your account safe.
3
Fast, Reliable Delivery
Check your account to confirm deposit
Security you can rely on
International transfers made easy. Whether you’re sending to Africa, the US, Europe, or the UK, we’ve got you covered.
Compliant Transactions
Backed by local and international financial regulations.
Two-Factor Authentication
Added layers of protection
for every account.
Anti-Fraud Measures
Proactive monitoring to secure
your money.
Over 1,000,000 people love us. You will too.
Hear some of them yourself.
I could not imagine how great Raenest works until I signed up with them. Honestly, this is my first time reviewing about any website but I must say that I'm happy to write how excellent this Online bank operates
The platform is intuitive, seamless and easy to use. It is also the Fintech platform with the best exchange rates for sending money.
Raenest is a great company with one of the best supports I’ve ever seen.
Raenest has been helping me since last year that I found it, I don't have to stress about transfer anymore as it comes quickly and very fast.
Frequently asked questions
Raenest is a financial technology company and not a bank. Banking services are provided by Geegpay’s payment partners & banks who are authorised by the CBN, FCA, FDIC, and other regulatory bodies. Debit Card Services are issued by Raenest’s technology partners who are authorised by VISA and Mastercard to carry out card services. Raenest might refuse to open an account, verify or maintain an account that violates applicable laws and the Terms of Service.
You’ll receive instant access to your account once you’ve submitted all required information and completed verification.
The fees for incoming transfers are determined on a case-by-case basis. For a detailed breakdown of charges, please consult our full fee schedule here~> fees
We don’t charge any conversion fees. You can view current exchange rates for major currencies free of charge on Raenest.
Yes, you can use your USD account to receive payments from any platform that supports USD bank deposits.