How to Fund Your Raenest Account With Bitcoin, Ethereum or Solana
Bitcoin, Ethereum and Solana are among the most widely held cryptocurrencies, and many freelancers, creators and businesses now earn or save in them. Getting that value into an account you use every day, though, often means P2P trades, exchange withdrawals and a lot of waiting.
At Raenest, we've been building one place for your money, across currencies and across borders. In November 2025, we launched stablecoins on Raenest, so you could receive payments in USDC and USDT. In September 2026, we gave USDC and USDT their own wallets and launched Stablecoin Vault, so you could hold, send, spend and earn yield on your stablecoins.
Today, You can now add money to your Raenest account with Bitcoin (BTC), Ethereum (ETH) and Solana (SOL). Send any of them to your personal deposit address, and Raenest converts it to USDC and credits your USDC wallet, usually within 10 to 30 minutes.
In this guide, you'll find how it works, how to add money step by step, what it costs and what to check before you send.
How to add money with Bitcoin, Ethereum or Solana
The steps are the same for all three coins.
- Download or Open the Raenest app and tap Add money on your home screen.
- Tap the Paying with field, switch to the Crypto tab and choose BTC, ETH or SOL.
- Review the fee, estimated delivery time and exchange rate, then tap Continue.
- On the payment screen, copy your deposit address with the Copy button or scan the QR code. Note the network shown under the address.
- Go to your external wallet or exchange and send the crypto to that address, on the network shown.
- Back in the Raenest app, tap I've sent the money. You'll see that your payment is waiting for confirmation, and you'll be taken back to your dashboard while it's confirmed.
- Once the blockchain confirms your transaction, Raenest converts it to USDC and you receive it in your USDC wallet. You'll see an Add money successful screen showing how much was added.
🔗Also read: How to Convert Stablecoins (USDT and USDC) Without P2P
Fees, minimums and delivery times
How the fee works
The fee comes off the converted amount. Raenest converts your crypto to USDC through its partner, deducts the fee, and you receive the rest. You'll see the exact fee on the transaction details screen before you tap Continue.
For example, if you send ETH worth 500 USDC, the fee is 4 USDC and you receive 496 USDC. If you send SOL worth 100 USDC, 0.8% would be just 0.80 USDC, so the 1.5 USDC minimum applies and you receive 98.50 USDC. The minimum fee applies to any deposit worth less than 187.50 USDC.
What to check before you send
Blockchain transactions can't be reversed, so a quick check before you hit send protects your money.
- Send only the coin you selected. Your BTC address accepts only BTC, your ETH address only ETH, and your SOL address only SOL. Sending any other asset may mean losing those funds permanently.
- Use the right network. If your wallet or exchange asks you to choose a network, pick the one shown on Raenest's payment screen. Crypto sent over an unsupported network may not be recoverable.
- Send at least the minimum. Deposits below the minimum aren't processed or credited, and those funds can't currently be retrieved.
- Send more than the fee. If your deposit converts to about 1.5 USDC or less, the fee takes most or all of it, and there's no refund.
- Copy the address, don't type it. Use the Copy button or QR code, then check that the first and last few characters match. Raenest can only credit crypto sent to your assigned deposit address.
- Keep your transaction hash. Your Raenest transaction history shows the transaction hash for each deposit, and you'll need it if you ever have to contact support.
What you can do with your USDC on Raenest
Once you receive USDC in your wallet, you can use it like any other balance on Raenest:
- Hold it in your dedicated USDC wallet, with its own balance and transaction history.
- Convert it to your other currency balances through the Convert flow.
- Spend it directly with your Raenest Card anywhere Visa is accepted, with no need to convert first.
- Send it to an external wallet on supported networks, including Ethereum, Solana, Binance and Polygon.
- Earn on it in Stablecoin Vault, with up to 7% variable APY for eligible users and a $100 minimum deposit.
Start adding money with crypto
Open the Raenest app, tap Add money and choose BTC, ETH or SOL under the Crypto tab. Copy your deposit address, send your crypto, and you receive it as USDC in your wallet, usually within 30 minutes.
Don't have a Raenest account yet? Download the app and sign up in minutes.
Frequently asked questions
1. Which cryptocurrencies can I use to add money on Raenest?
Bitcoin (BTC), Ethereum (ETH) and Solana (SOL), as well as the stablecoins USDC and USDT. You'll find each one under the Crypto tab of the Paying with dropdown. BTC, ETH and SOL are converted to USDC when you receive them.
2. Why did I receive less USDC than I expected?
There are two reasons. Raenest uses the live market rate when your transaction is confirmed on the blockchain, which can differ from the rate shown when you started. The fee (0.8%, minimum 1.5 USDC) also comes off the converted amount.
3. I've sent crypto, but my wallet hasn't been credited. What should I do?
Check that you used the deposit address and network shown in the Raenest app, then look up your transaction hash on a blockchain explorer. If it's confirmed and 30 minutes have passed, contact Raenest support with your account email, the coin and amount you sent, your transaction hash, the date and time you sent it and your app version.
4. I sent crypto to the wrong address. Can Raenest recover it?
No. Blockchain transactions can't be reversed, and Raenest can only credit crypto sent to your assigned deposit address. Always copy your address with the Copy button or QR code before you send.
